Select a full-time real estate salesperson who obviously cares about your family's wants and needs in a home, and who thoroughly knows the area and the real-estate market.

Make a list of the important features you are looking for in a home and share this with your real estate salesperson. You may want to list your "Needs" first, followed by your "Wants" or "Wish List"

Determine your price range for a home. The rule of thumb is to spend between 28 to 33 percent of your gross monthly income on housing. Consider the costs of property taxes and homeowners insurance in your housing costs, too.

Be pre-approved for a home loan. This gives you a better idea of the price range for your new home. Plus, home sellers will know that you are serious in your house-hunting endeavors.

Take your time when viewing available homes. A good salesperson will be patient and considerate, and will gain further knowledge of your family's needs and wants as you view each home.

Write your best offer. When you've found that perfect home, your salesperson will help you write the best offer to secure the home of your dreams – and with the best terms that work for you.

Research mortgage options. With various types of home loans available, you'll want to find the one that fits best with your financial situation. Your real estate salesperson will be able to guide and assist you with your research and decision.

Close the deal. Closing day is actually just the beginning of a new adventure – settling in to your new home! Walk through your new residence with your realtor to be sure everything is in accordance with your contract.

Schedule your "Moving Day". Determine when you'll take possession of your new home and start making arrangements. Your salesperson will be able to provide helpful tips, as well as recommend local moving companies, phone and cable companies, and other community information.

ENJOY YOUR NEW HOME! For a smooth, informed, and enjoyable home-buying experience, contact Jackie at janolen@peganet.com.